ISSN: 2056-3736 (Online Version) | 2056-3728 (Print Version)
Chih-Hsiung Chang
Correspondence: Chih-Hsiung Chang, simon5289@gmail.com
Department of Finance, I-Shou University.
pdf (426.94 Kb) | doi: https://doi.org/10.47260/bae/1126
The purpose of the article was to explore the impact of the cash cards on Taiwan’s dual-card crisis under the information asymmetry. Accordingly, the article was based on the quality analysis primarily combined with the method of the document analysis and constructed the information asymmetry model ,including the two criteria of the adverse selections and the moral hazards. The results of the article showed that the impact of the cash cards on Taiwan’s dual-card crisis was no less than that of the credit cards even if the issuing scale of the cash cards was much smaller . The findings revealed the significant management implication for the financial authorities that the cash cards shouldn’t be ignored if the dual-card crisis needed to be solved.
Cash card, Information asymmetry, Adverse selections, Moral hazards, Dual-card crisis.
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